To the best kitty ever. We love you and we will miss you!!!!
Saturday, October 25, 2008
Ideal Rants at 4am
Why can't I sleep? Its almost 4 am and I'm just starting to get semi-sleepy. Susan and I watched Gone In 60 Seconds starting around 9pm and by the time it was over, I was wide awake. There was no going to sleep at that point.
So anyway, why am I getting into this routine of not sleeping again. Its defenitely not a good routine to be in. It leads to me not wanting to do much at all because I'm tired. But oh well. Guess I'll just turn on another episode of Philly and stay awake a little longer.
The job is the job. I haven't ever really just loved my job and that really did continue this week. Its hard to believe that I have been there 8 3/4th years. Only 16 more to go? I had hoped Disney would make the job a little bit better for a while, but it just kind of made it worse. I just don't understand some things that go on up at that place and I guess I never will. I don't know why my name keeps on getting mentioned for all these "fantasy" jobs, but the jobs never materialize. I also don't know why I have been promised a raise for close to a year now and yet still nothing has happened. I don't know if now is a good time to push that issue or not, but I might go ahead and push it. We will just have to see what happens.
We are looking at going ahead and starting a 403(b) account. We just have to decide on the funds and the amount we want to divert each month. They defentiely don't make it easy. I'm sure the companies do that on purpose in order to try to confuse you in order to hide their fees. Its just crazy!!! Its a whole lot easier to head to Vanguard, all the information is just there!!!!
I'm leaning towards Fidelity at the moment, but we are still looking.
So anyway, I need to go to bed. Aunt Bo, sorry we missed you on the last day, and hope you are feeling better.
Susan, I love you!!!!
So anyway, why am I getting into this routine of not sleeping again. Its defenitely not a good routine to be in. It leads to me not wanting to do much at all because I'm tired. But oh well. Guess I'll just turn on another episode of Philly and stay awake a little longer.
The job is the job. I haven't ever really just loved my job and that really did continue this week. Its hard to believe that I have been there 8 3/4th years. Only 16 more to go? I had hoped Disney would make the job a little bit better for a while, but it just kind of made it worse. I just don't understand some things that go on up at that place and I guess I never will. I don't know why my name keeps on getting mentioned for all these "fantasy" jobs, but the jobs never materialize. I also don't know why I have been promised a raise for close to a year now and yet still nothing has happened. I don't know if now is a good time to push that issue or not, but I might go ahead and push it. We will just have to see what happens.
We are looking at going ahead and starting a 403(b) account. We just have to decide on the funds and the amount we want to divert each month. They defentiely don't make it easy. I'm sure the companies do that on purpose in order to try to confuse you in order to hide their fees. Its just crazy!!! Its a whole lot easier to head to Vanguard, all the information is just there!!!!
I'm leaning towards Fidelity at the moment, but we are still looking.
So anyway, I need to go to bed. Aunt Bo, sorry we missed you on the last day, and hope you are feeling better.
Susan, I love you!!!!
Sunday, October 12, 2008
Ron Paul
After listening to more financial TV in the past 2 weeks than I have in my entire life, I will have to say Ron Paul was about the only person making sense during this whole "financial crisis." Its nice to hear someone actually try to make sense during the whole panic deal. Its funny that it was on CNBC because they basically acted like they didn't even hear him. He basically stated that he didn't like seeing his economy turned into a socialist state. He also said he didn't like how Bush used 9/11 to take away our personal rights and the right to privacy. Again, things that actually make sense!!!
Tuesday, October 7, 2008
Sunday, October 5, 2008
September 2008 Net Worth Edition
Susan and I decided to help someone with some debt, so that slowed us down a little bit this month on the savings. We have decided to just pay it off at the end of October as long as the Vanguard account will stay above the 10K mark by doing that. The account we are paying has 9480.19 left over at the end of September. We did pay a 425 payment in September to the account. We also scheduled a 3180.38 dollar payment to pay today. That will bring the balance down to 6299.81. The Vanguard account has 14,223.49 in it right now, so if we can make 2100 from solitaire this month, we should be able to payoff the account as well as get back to accumulating money in the Vanguard account. My new current goal is to get the Vanguard account up to 30K by the end of February. Once we do that, we will start investing. I wonder how much money we are actually not losing not being in the market right now...LOL. Its pretty ugly out there, but this is probably about the most perfect time we could possibly ask for to enter the market. We will see what it looks like 5 months from now....
So with the addition of the 9480.19 in liabilites, we did have a good month overall. This will be our largest net loss ever, but its for 2 people that Susan and I love, so that makes it worth it.
Net Worth: 136,997.86 -5947.28 -4.16%
Net Worth w/o Home: 41,997.86 -12.40%
Net Worth w/o Home or IRA: 13,838.88 -12.09%
YTD:
Net Worth: +15.73%
Net Worth w/o Home: -32.69%
Net Worth w/o IRA: -46.71%
We also paid for a good bit of Disney this month and actually went on the trip. It was well worth it!!!! We had a great time. We will probably look into going for a quick trip (4-5 days maybe) in either February or April while we still have the annual passes. Maybe we can do it as part of a celebration for having 30K in our Vanguard account and finally having our entire Emergency Fund.
So with the addition of the 9480.19 in liabilites, we did have a good month overall. This will be our largest net loss ever, but its for 2 people that Susan and I love, so that makes it worth it.
Net Worth: 136,997.86 -5947.28 -4.16%
Net Worth w/o Home: 41,997.86 -12.40%
Net Worth w/o Home or IRA: 13,838.88 -12.09%
YTD:
Net Worth: +15.73%
Net Worth w/o Home: -32.69%
Net Worth w/o IRA: -46.71%
We also paid for a good bit of Disney this month and actually went on the trip. It was well worth it!!!! We had a great time. We will probably look into going for a quick trip (4-5 days maybe) in either February or April while we still have the annual passes. Maybe we can do it as part of a celebration for having 30K in our Vanguard account and finally having our entire Emergency Fund.
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