Susan and I decided to help someone with some debt, so that slowed us down a little bit this month on the savings. We have decided to just pay it off at the end of October as long as the Vanguard account will stay above the 10K mark by doing that. The account we are paying has 9480.19 left over at the end of September. We did pay a 425 payment in September to the account. We also scheduled a 3180.38 dollar payment to pay today. That will bring the balance down to 6299.81. The Vanguard account has 14,223.49 in it right now, so if we can make 2100 from solitaire this month, we should be able to payoff the account as well as get back to accumulating money in the Vanguard account. My new current goal is to get the Vanguard account up to 30K by the end of February. Once we do that, we will start investing. I wonder how much money we are actually not losing not being in the market right now...LOL. Its pretty ugly out there, but this is probably about the most perfect time we could possibly ask for to enter the market. We will see what it looks like 5 months from now....
So with the addition of the 9480.19 in liabilites, we did have a good month overall. This will be our largest net loss ever, but its for 2 people that Susan and I love, so that makes it worth it.
Net Worth: 136,997.86 -5947.28 -4.16%
Net Worth w/o Home: 41,997.86 -12.40%
Net Worth w/o Home or IRA: 13,838.88 -12.09%
YTD:
Net Worth: +15.73%
Net Worth w/o Home: -32.69%
Net Worth w/o IRA: -46.71%
We also paid for a good bit of Disney this month and actually went on the trip. It was well worth it!!!! We had a great time. We will probably look into going for a quick trip (4-5 days maybe) in either February or April while we still have the annual passes. Maybe we can do it as part of a celebration for having 30K in our Vanguard account and finally having our entire Emergency Fund.
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